Financial Services and Schemes that you would get via E-Governance CSP

Photo by Andre Taissin on Unsplash


Making India Digital is a program led by the Government of India. This program was started with a dream to transform India into a digital society with a skilled economy. 


The initiative of making India digital is a developed and illustrative variant of the national e-administration plan.


Benefits of E-Governance:


  • It would help you to obtain general literacy in the digital world.

  • All the transactions can get a one-stop solution. 

  • Provides you with a wide range of services including loans.        

  • It will associate entire India and convey to the forefront all the concealed abilities and business visionaries that embrace the nation's future.



Services Provided by Digital India:

Digital India micro ATM

E-Governance CSP has taken a step forward in the field of Financial Inclusion by partnering with all the major banks in India and introducing its new Digital India Micro ATM – Super Service Agent.


The New Digital India MicroATM – Super Service agent (OSSA) will be doing a lot more with new & auxiliary Financial Inclusion features.


Some of the major features are:

  • Cash Withdrawal (besides Debit/Credit Card transactions)

  • Cash Deposit (besides Debit/Credit Card transactions)

  • Digital India Micro ATM

  • Unique multi-feature POS terminal


Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a mission started by our country, the reason being Financial Inclusion. This step is taken to ensure access to financial services like Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.


The account under PMJDY can be opened in any Business Correspondent (Bank Mitr) or any bank branch and the account opened under PMJDY can be opened with a zero balance account. There is an exception for the ones who wish to get a cheque book, they have to satisfy minimum balance criteria


Pradhan Mantri Kaushal Vikas Yojana

Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a Skill Training Scheme. It is an initiative of the Indian government to make the country’s youth employable, support and strengthen them economically. The word “Kaushal” refers to Skill and the scheme’s objective is to encourage skill growth for youth by providing them with meaningful, industry-relevant & skill-based training.


Pradhan Mantri Bima Yojana

Under Pradhan Mantri Suraksha Bima Yojana a death benefit of Rs. 2 lakh is available to the recipient of the policyholder, in case of an accident causing the death of the insured person. 


Moreover, the inclusion of Rs. 2 lakh is given if the policy holder becomes handicapped like loss of both the eyes or loss of utilization of both the hands and feet and so forth. In case of partial disability, live coverage of Rs1 lakh is provided to the insured person.


GST Yojana 

The GST bill is planned which was effective from 1st July. It is the biggest tax reform that has been undertaken since Independence. It includes all indirect taxes to create one rate so that the country is integrated into a single market.


When GST came into force, it replaced at least 17 state and federal taxes and brought them under a single unified tax structure.


GST is a comprehensive indirect tax that has been manufactured, sales and consumption of goods and services throughout India to replace taxes levied by the central and state governments. GST has brought about a qualitative change in the tax system by redistributing the burden of taxation equitably between manufacturing and services as well.


Gram Parivahan Yojana

Pradhan Mantri Gram Parivahan Yojana was launched by the central government. Under the PMGPY scheme, the government delivers interest-free loans to women’s self-help groups to buy commercial passenger vehicles. The scheme is launched on the lines of the ongoing rural scheme “Pradhan Mantri Gram Sadak Yojana”.

The scheme is launched to provide interest-free loans on commercial vehicles in the areas where the roads have already been constructed, under the PM Gram Sadak Yojana.


Easy Loan Scheme

Easy Loan Scheme for Rural Households with Interest Subsidy has been planned by the central government. But, this time only for the rural households.

The Modi Government has introduced a new easy loan scheme under which small loans to rural households would be provided at a subsidized interest rate of 4% to 7%. Under the new loan scheme, rural households would be able to secure small loans at lower interest rates and without any security deposit.


Under this scheme, a loan of up to ₹1 Lakh would be provided to poor rural households in the coming 3 to 5 years. The government has a simplified process of accessing the loan and is working on the details of the scheme.

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